Housing -
 Affordable Housing

Downpayment Assistance and Mortgage Assistance Programs:

These programs are being offered by the Housing Trust of Santa Clara County. Please call 408-436-3450 or visit their website for additional information.


Are you looking for affordable housing unit in Milpitas, Santa Clara County or the Bay Area? The following housing websites may assist you on your search for finding reasonable rental and for-sale housing:


To Qualify for affordable housing, during time of application, households may not have a combined income of no more than 80% of area median income (AMI) as prescribed by teh State's Department of Housing and Community Developement. The Departmenbt of Community Development will release an updated income level each year. Household income includes all person who is 18 years or older and must present proof of income. For Rental and below market rate ownership, households cannot exceed the Moderate Income.

Affordable Housing Rentals

For affordable housing rental homes in Milpitas, please call each apartment directly.




Phone Number

Parc West

950 South Main Street


Aspen Family Apartments

60 Mihalakis Drive


Sunnyhills Apartments

1724 Sunnyhills Drive


Montevista Apartment

1001 S. Main Street


Crossing at Montague

775 E. Capitol


Cerano Apartments

501 Murphy Ranch Road


Senior Housing:



Phone Number

Terrance Gardens Senior Housing

186 Beresford Court


Devries Place Senior Housing

163 N. Main Street


For other affordable housing opportunities and information, please contact the following:
  1. Housing Authority of the County of Santa Clara 408-275-8770
  2. Section 8 related inquiries:
Mobile Home Parks

The 1992 Mobile Park Rent Increases Ordinance allowed rent control in 3 mobile parks in the City of Milpitas. For more information, please contact each park directly.


The mission of Homeownership Program is to provide affordable housing opportunities by offering below-market interest rate mortgage loans to very low-to-moderate income first-time homebuyers. The Program strives to achieve availability of mortgage funds 365 days a year, an equitable geographic distribution of its loans throughout the state, and equal balance between newly constructed and resale homes. There are several unique features and programs offered which may fit the need of the prospective buyer. You may also browse through the California Housing Finance Agency (CHFA) site for more information.

Here is a list of Below Market Rate Properties in the City of Milpitas: For affordable home ownership opportunities also known as Below Market Rates units*, please follow these steps:
  1. If a new project becomes available with a contracted amount of units, the City along with the developer of the property will advertise for these below market rate units.
  2. Applicants will submit the Affordable Housing Application.
  3. As ordered by the City Council, there are 4 preferences for applicants:
    1. City of Milpitas Residents (person who has lived in Milpitas for the past six months or longer - proof will be required)
    2. City of Milpitas Workers (person who work inside of Milpitas)
    3. All others
    4. In special circumstances, teachers working in Milpitas Unified School District will also receive special preference for low-income units
  4. After the applicants have submitted their applicaiton, and sorted by preference(s), a lottery will take place. The lottery does not ensure a unit; the lottery is the order in which your application will be submitted to the lender
  5. The lender then will do required credit, income and other eligibility requirements for the home. Once the applicant provide passes the eligibility requirements and show proof of a 3-5% down payment excluding the City's Down Payment Assistance, the applicant will be notified of the unit.
  6. If a unit is not available, you will be placed on a waiting list in that order until a unit becomes available.
Financial Help for Down Paymemts

If households are eligible, the City of Milpitas also has a Down Payment Assistance Program that provides up to $50,000 of the down payment. The City's Down Payment Assistance Program cannot be counted toward the 3-5% down payment required for applicants.

The Housing Trust Silicon Valley also has committed to increasing affordability through loans dedicated to low income homebuyer loans. For more informaation, please see this link: http://www.housingtrustsv.org/programs/index.php Current opportunities presented by Housing Trust Silicon Valley:
  1. Gap Assistance Program (GAP): Low income first-time homebuyers in Santa Clara County if qualified, can receive a deferred second loan of 20% of the purchase price up to $50,000. The GAP Loan is 30-year loan with an interest rate of 3%. Payment is deferred until expiration of the term, sale of the home or refinance of the first mortgage. For more information on how to apply: http://www.housingtrustsv.org/programs/gap.php
  2. Closing Cost Assistance Program (CCAP): For first-time homebuyers who have not owned a home in last three years, if qualified can receive a deferred loan of 5% of the purchase price up to $20,000 for down payment or closing costs. For more information on how to qualify, please follow this link: http://www.housingtrustsv.org/programs/ccap.php

Housing Hours:
455 East Calaveras Boulevard Monday-Friday: 8:00 am-5:00 pm
Main Phone: (408) 586-3286  
Housing and Neighborhood Services Manager: Tim Wong  

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